It is recommended to use the services of lawyers in situations where knowledge of the law is needed. Lawyers can also provide services to the insurance industry. Their competence includes legal support of insurance contracts, as well as protection of clients' interests. They may be necessary when the collection of insurance premiums occurs through the courts.
The spectrum of action of insurance lawyers includes motor vehicle insurance, this includes cargo insurance, mortgage contracts, tourist trips, real estate insurance, as well as life and health insurance for individuals.
At the initial stage, a lawyer can advise you on insurance issues that interest you. He can also help you evaluate the insurance companies you are interested in.
An insurance lawyer can professionally draw up documents or develop claims against insurance companies. He can participate on your behalf in negotiations with insurance companies, represent your interests at various levels. From administrative to judicial.
The activity of insurance companies is very often aimed at protecting only their rights. And there are cases, especially when it comes to an accident, when they completely refuse to fulfill their obligations. The reasons may be different and it is necessary to be vigilant and it is better if an experienced lawyer handles this case. After all, insurance companies may claim that there was no accident or that you did not report what happened to you in a timely manner. They may also argue that the damage that your car and you received does not coincide with the causes of the accident.
There are many possible reasons for their refusal to pay compensation. The most common of them are: the expiration of the monthly period when it is necessary to provide them with the necessary documents. And the employees of the insurance company themselves may deliberately delay the acceptance of your documents in order to avoid payments. Or companies may significantly reduce the cash payment or incorrectly calculate the insurance compensation.
The best option for you is to use the services of an insurance lawyer. He will represent you before the insurance companies and he knows the laws and if necessary he will achieve the result for you, even if you have to go to court.
An insurance lawyer is a rather narrow specialization and he needs to understand all the halftones of the insurance business. Therefore, such a lawyer must have experience in this area.
